BANK OF NOVA SCOTIA (BNS) [Rocket]

In millions, except per share items	Oct-31-22	Apr-30-22	Oct-31-21	Apr-30-21	Oct-31-20	Oct-31-19	Oct-31-17
	Source	6-K	Source	6-K	Source	Source	Source
Interest income on loans	97,161		55,748		25,486	44,337	32,589
Total interest income	97,161		55,748		25,486	44,337	32,589
Interest on deposits	12,794		6,465		10,731	13,871	7,878
Total interest expense	108,699		85,034		38,713	74,576	35,394
Net interest income	18,115	17,634	16,961	17,054	17,320	17,177	15,035
Provision for loan losses	1,382	882	1,808	2,520	6,084	3,027	2,249
Net interest income after provision for loan losses	16,733	16,752	15,153	14,534	11,236	14,150	12,786
Total non-interest income	13,301	14,348	14,291	14,562	14,016	13,857	12,120
Non-interest expenses	17,102		16,618		16,856	16,737	14,630
Pre-tax income	0	14,385	0	12,650	0	0	0
Income taxes	0	3,375	0	2,903	0	0	0
Tax rate		23.5%		22.9%
Minority interest		166		180
Earnings from continuing ops		-284		-300
Earnings from discontinued ops		5,487		4,854
Net income	0	5,203	0	4,554	0	0	0
Net margin	0.0%	16.7%	0.0%	15.7%	0.0%	0.0%	0.0%

Basic EPS		($235.68)		($247.32)
Diluted EPS		($231.84)		($240.38)

Shares outstanding (basic)		1		1
Shares outstanding (diluted)		1		1

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.