| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 |
| | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 476.0 | 367.6 | 372.2 | 402.1 | 369.1 |
| Interest income on investments | | | 0.0 | 0.2 | 1.0 |
| | 605.2 | 435.2 | 413.3 | 445.0 | 415.2 |
| Interest on deposits | 28.6 | 5.2 | 11.3 | 27.3 | 17.4 |
| Total interest expense | 37.1 | 5.3 | 12.1 | 33.8 | 25.1 |
| Net interest income | 568.1 | 429.8 | 401.3 | 411.3 | 390.0 |
| Provision for loan losses | | | | | 15.1 |
| Net interest income after provision for loan losses | 568.1 | 429.8 | 401.3 | 411.3 | 374.9 |
| Deposit and loan fees | 30.4 | 24.3 | 21.6 | 27.0 | 26.9 |
| Gain on sale of investments, net | | | | | 0.1 |
| Other non-interest income | 145.8 | 168.9 | 156.8 | 155.3 | 153.6 |
| Total non-interest income | 176.2 | 193.2 | 178.4 | 182.3 | 180.6 |
| Non-interest expenses | 469.6 | 444.0 | 504.9 | 412.7 | 397.9 |
| Pre-tax income | 256.7 | 188.7 | 35.9 | 174.6 | 157.6 |
| Income taxes | 56.9 | 34.0 | 13.2 | 39.5 | 34.9 |
| Tax rate | 22.2% | 18.0% | 36.7% | 22.6% | 22.1% |
| Net income | 199.8 | 154.7 | 22.7 | 135.1 | 122.7 |
| Net margin | 113.1% | 94.2% | 14.7% | 86.5% | 22.1% |
| |
| Basic EPS | $1.21 | $0.90 | $0.13 | | |
| Diluted EPS | $1.21 | $0.90 | $0.13 | | |
| |
| Shares outstanding (basic) | 165.5 | 172.2 | 171.8 | | |
| Shares outstanding (diluted) | 165.6 | 172.3 | 171.8 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |