| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 293.8 | 312.7 | 390.6 | 449.1 | 576.0 | 684.0 | 399.5 | 343.9 |
| Interest income on investments | 72.6 | 90.1 | 88.6 | 98.9 | 101.3 | 117.3 | 70.1 | 76.2 |
| | 371.9 | 407.8 | 484.4 | 553.4 | 684.9 | 807.9 | 472.4 | 423.2 |
| Interest expense: |
| Interest on deposits | 37.5 | 57.3 | 98.5 | 151.5 | 211.0 | 257.2 | 147.1 | 85.2 |
| Interest on borrowings | 33.7 | 37.4 | 56.9 | | 130.8 | 168.5 | 62.1 | 62.3 |
| | 71.2 | 94.7 | 155.4 | 243.0 | 341.9 | 425.7 | 209.2 | 147.5 |
| Net interest income | 300.8 | 313.1 | 329.1 | 310.4 | 343.0 | 382.2 | 263.1 | 275.7 |
| Provision for loan losses | 23.2 | 138.8 | 392.9 | 323.8 | 281.0 | 45.2 | 11.3 | 1.1 |
| Net interest income after provision for loan losses | 277.6 | 174.3 | -63.8 | -13.4 | 62.1 | 337.0 | 251.9 | 274.6 |
| Deposit and loan fees | 37.3 | 39.3 | 40.3 | 42.1 | 45.6 | 48.1 | 37.7 | 35.4 |
| Credit and debit card fees | 17.5 | 17.2 | 15.9 | 7.7 | | | | |
| Gain on sale of investments, net | | -1.3 | 13.9 | 0.0 | | | | |
| Other non-interest income | 37.5 | 40.2 | 124.7 | 94.9 | 51.0 | 74.5 | | |
| Total non-interest income | 92.3 | 95.3 | 194.9 | 144.7 | 96.6 | 122.6 | 90.6 | 80.5 |
| Non-interest expenses | 270.6 | 283.2 | 307.1 | 585.1 | 482.3 | 327.4 | 259.8 | 243.0 |
| Asset impairment | | | | 256.3 | 178.1 | | | |
| Pre-tax income | 99.3 | -13.6 | -276.2 | -535.4 | -323.7 | 132.1 | 82.7 | 112.1 |
| Income taxes | -273.0 | -20.3 | 12.9 | -29.6 | 69.4 | 31.3 | 19.3 | 31.6 |
| Tax rate | | 149.1% | | 5.5% | | 23.7% | 23.4% | 28.2% |
| Earnings from continuing ops | 347.9 | -16.3 | -314.6 | -534.0 | -406.6 | 100.8 | 63.3 | 80.5 |
| Earnings from discontinued ops | | | | | 1.6 | | | |
| Net income | 347.9 | -16.3 | -314.6 | -534.0 | -405.0 | 100.8 | 63.3 | 80.5 |
| Net margin | 94.1% | -6.1% | -240.1% | -406.6% | -255.3% | 21.9% | 18.5% | 22.7% |
| |
| Basic EPS | $8.81 | ($0.41) | ($7.99) | ($27.55) | ($4.32) | $1.34 | $1.48 | $1.87 |
| Diluted EPS | $0.87 | ($0.41) | ($7.99) | ($27.55) | ($4.32) | $1.34 | $1.47 | $1.85 |
| |
| Shares outstanding (basic) | 39.5 | 39.4 | 39.4 | 19.4 | 94.2 | 75.3 | 42.9 | 43.1 |
| Shares outstanding (diluted) | 397.8 | 39.4 | 39.4 | 19.4 | 94.2 | 75.5 | 43.1 | 43.4 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |