| In millions, except per share items | Sep-30-22 | Sep-30-21 | Sep-30-20 | Sep-30-19 | Sep-30-18 | Sep-30-17 | Sep-30-16 | Sep-30-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 51.3 | 52.5 | 51.3 | 49.1 | 38.3 | 36.4 | 33.6 | 30.4 |
| Total interest income | 58.5 | 55.0 | 55.6 | 55.7 | 41.8 | 38.3 | 34.9 | 31.2 |
| Interest expense: |
| Interest on deposits | 2.7 | 3.0 | 4.6 | 4.6 | 2.8 | 2.2 | 2.0 | 2.0 |
| Interest on borrowings | 0.0 | 0.1 | 0.1 | | | 1.0 | 2.0 | 1.9 |
| | 8.0 | 9.2 | 14.0 | 13.7 | 8.3 | 3.2 | 4.1 | 3.9 |
| Net interest income | 55.8 | 51.9 | 50.9 | 51.2 | 39.1 | 35.1 | 30.8 | 27.3 |
| Provision for loan losses | 0.3 | | 3.7 | | | -1.3 | | -1.5 |
| Net interest income after provision for loan losses | 55.6 | 51.9 | 47.2 | 51.2 | 39.1 | 36.4 | 30.8 | 28.8 |
| Deposit and loan fees | | | | | | | 4.0 | 3.6 |
| Credit and debit card fees | | | | | | | 3.3 | 2.7 |
| Other non-interest income | 12.6 | 17.2 | 17.2 | 14.3 | 12.5 | 12.4 | 3.7 | 3.2 |
| Total non-interest income | 12.6 | 17.2 | 17.2 | 14.3 | 12.5 | 12.4 | 10.9 | 9.5 |
| Non-interest expenses | 38.6 | 34.6 | 34.1 | 35.6 | 29.2 | 27.5 | 26.6 | 25.8 |
| Pre-tax income before non-recurring items | 29.6 | 34.4 | 30.2 | 23.0 | 29.2 | 21.2 | 15.1 | 12.2 |
| Non-recurring items | 0.0 | | -0.1 | -6.9 | 6.8 | 0.0 | 0.0 | -0.3 |
| Pre-tax income | 29.6 | 34.4 | 30.3 | 29.9 | 22.4 | 21.2 | 15.1 | 12.5 |
| Income taxes | 6.0 | 6.8 | 6.0 | 5.9 | 5.7 | 7.1 | 4.9 | 4.2 |
| Tax rate | 20.2% | 19.9% | 19.9% | 19.7% | 25.4% | 33.3% | 32.6% | 33.6% |
| Net income | 23.6 | 27.6 | 24.3 | 24.0 | 16.7 | 14.2 | 10.2 | 8.3 |
| Net margin | 34.6% | 40.0% | 37.7% | 36.7% | 32.4% | 29.1% | 24.4% | 21.6% |
| |
| Basic EPS | $2.84 | $3.31 | $2.91 | $2.89 | $2.28 | $1.99 | $1.48 | $1.20 |
| Diluted EPS | $2.82 | $3.27 | $2.88 | $2.84 | $2.22 | $1.92 | $1.43 | $1.17 |
| |
| Shares outstanding (basic) | 8.3 | 8.3 | 8.3 | 8.3 | 7.3 | 7.1 | 6.8 | 6.9 |
| Shares outstanding (diluted) | 8.4 | 8.4 | 8.4 | 8.5 | 7.5 | 7.4 | 7.1 | 7.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |