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CHOICEONE FINANCIAL SERVICES INC (COFS) Add to portfolio

1m | 3m | 6m | 1y | 2y | 5y | 10y
Price: $25.80 Metrics
OS: 7.54 M 13 % ROE
Market cap: $194 M 10 % ROIC

 
TTM Valuation
EPS $3.11 8.3 x P/E
BVPS $23.78 1.09 x P/B

Recent News + Filings   (All items)

Financial Summary   (All financials)
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
Revenues81.179.469.836.928.927.928.226.0
            Revenue growth2.2%13.8%88.9%27.6%3.8%-1.2%8.7%5.7%
Cost of goods sold36.635.532.318.013.713.112.611.7
Gross profit44.644.037.419.015.214.715.714.3
            Gross margin54.9%55.3%53.7%51.4%52.6%52.9%55.5%55.1%
Selling, general and administrative        
Sales and marketing0.80.80.60.50.30.30.20.3
General and administrative9.69.811.36.74.03.83.63.7
EBITA43.741.829.012.911.912.613.011.4
            EBITA margin53.9%52.6%41.6%34.9%40.9%45.1%46.0%43.9%
Amortization of intangibles10.79.85.01.50.91.11.51.5
EBIT33.032.024.011.411.011.511.59.9
            EBIT margin40.7%40.3%34.5%30.8%37.9%41.3%40.6%38.1%
Pre-tax income27.726.518.98.58.58.68.37.7
Income taxes4.04.53.31.31.22.42.21.9
            Tax rate14.5%16.8%17.3%15.3%13.6%27.9%26.2%25.3%
Net income23.622.015.67.27.36.26.15.7
            Net margin29.1%27.8%22.4%19.4%25.3%22.1%21.6%22.1%
 
Diluted EPS$3.15$2.87$2.08$1.58$2.03$1.70$1.68$1.66
Shares outstanding (diluted)7.57.77.54.53.63.63.63.5
 
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.

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