SUMITOMO MITSUI FINANCIAL GROUP, INC. (SMFG) [Rocket]

In millions, except per share items	Mar-31-23	Mar-31-22	Mar-31-21	Mar-31-20	Mar-31-19	Mar-31-18	Mar-31-17	Mar-31-16
	20-F	20-F	20-F	20-F	20-F	20-F	20-F	20-F
Total interest income							1,900,261	1,872,584
Total interest expense							502,338	431,101
Net interest income							1,397,923	1,441,483
Provision for loan losses	138,176	269,060	277,085	249,478
Net interest income after provision for loan losses	-138,176	-269,060	-277,085	-249,478	0	0	1,397,923	1,441,483
Total non-interest income							573,825	496,273
Pre-tax income	0	0	0	0	0	0	880,352	1,325,700
Income taxes	0	0	0	0	0	0	139,766	372,878
Tax rate							15.9%	28.1%
Net income	0	0	0	0	0	0	740,586	952,822
Net margin							32.5%	41.2%



EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.